How to prevent the Bank from making money on your credit card

Banks earn an average of five times on their customers who issue credit cards. The first time-when they issue buy good cc a card and charge for its maintenance from 1 to 3 thousand rubles a year. The second time-when a customer withdraws cash from a credit card via an ATM, a Commission of 300-500 rubles is charged.

The third is when the borrower uses the money for a long time and pays interest on the loan. The fourth is a monthly fee for SMS notifications shop sell cvv about the movement of funds on the account. And the fifth time — if the cardholder misses mandatory monthly payments and is charged fines for this.